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21 june 2013
AECM Annual Seminar Rome, Italy

Panel Session 2: The challenges of PCG schemes

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PCG schemes may add limited value and prove costly when they are not designed properly. This can include fundamental design futures such as: eligibility criteria, fees, coverage ratios, and payment rules. In addition, governments may also confront large imbalances requiring significant and recurrent contributions if the PCG schemes are not carefully designed from the start.

The panel session will explore the policy implications of a poorly designed PCG scheme and it will describe in detail the up-front and operational challenges to establish or scale up an efficient and cost effective PCG scheme.

Moderator: Mr. José Fernando Figueiredo, AECM Chairman, President of SPGM, Portugal

Panelists:

Mr. Francesco Bellotti, Representative from AssoConfidi, Italy

Mr. Alexandre Guerra de Araujo, Brazilian Agency for the support of Micro and Small Companies (SEBRAE), Brazil

Mr. Taoufiq Lahrach, Representative from Caisse Centrale de Garantie, Morocco

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